Texas Community Capital, operating as the Community Loan Center ("CLC") of Texas, is licensed and examined under the laws of the State of Texas and by state law is subject to regulatory oversight by the Office of Consumer Credit Commissioner.

Any consumer wishing to file a complaint against Texas Community Capital, or the Community Loan Center of Texas, should contact the Office of Consumer Credit Commissioner through one of the means indicated below:

In Person or U.S. Mail:
2601 North Lamar Boulevard
Austin, Texas 78705
Telephone No.: (800)538-1579
E-mail: consumer.complaints@occc.texas.gov
Website: www.occc.texas.gov


The Community Loan Center is seeking grants, loans, and investments.  The CLC program puts grant money from foundations and corporate donors  to work year after year, re-loaning the grant funds up to 8 times every 5 years.  The CLC program delivers measurable positive outcomes demonstrating how the CLC helps borrowers improve their financial health.

Reduced interest rate loans make it possible to bring needed relief to local economies by supporting the CLC.  Foundations involved in impact investing can provide  Program Related Investments and Mission Related Investments to CLC local  lenders. Bank loans for CLC capital provide an  excellent way to fulfill bank Community Reinvestment Act obligations.

Social investors may invest in the Community Loan Center directly. By accepting a modest rate of return on investments, private  companies, religious institutions, nonprofit organizations or individuals can  make a difference in their communities by supporting  the Community Loan Center.


As network administrator of the Community Loan Center Affordable Small-Dollar Loan Program (CLC), TCC has fostered more than 10,000 transactions as alternatives for expensive payday and auto title loans through CLC Local Lenders.   These CLC affiliates have lent out over $9 million to Texans needing access to credit which has saved our borrowers more than $7 million, compared to traditional payday and auto title loans..

Community Loan Center Locations

Founded in 2004,
Texas Community Capital (TCC) is a non-profit lending intermediary providing loan products and development services to Texas CDCs, CDFIs and other community development organizations.

The mission of the Corporation is to provide specialized loan and investment products and services that promote economic and community development in underserved Texas Communities to enhance the quality of life of low-to-moderate income persons.

Operating as the Community Loan Center of Texas, we are proud to provide this affordable, risk-free alternative to payday and car title loans.  All earnings are reinvested into the program for expansion and lending capital. 

Who We Are